All Payment Methods
Direct Debit (SEPA via Redsys)
Recurring direct debits through your Redsys terminal.
SEPA direct debit
Batch processing
What is direct debit via Redsys?
SEPA direct debit processing through Redsys. Customers authorize debits from their bank account for recurring or one-time charges.
How does it work?
- Customer enters their bank account (IBAN) at checkout via Redsys.
- The store downloads the debit file from the Redsys terminal administration panel.
- The store uploads the file to their online banking to process the debits.
Benefits
Ideal for recurring billing
For store owners
- Ideal for recurring services
- Low processing cost
- Customer provides account once
- Batch processing from the banking portal
For customers
- Set up once
- Automatic payments
- No card expiry issues
- Widely supported by all European banks
Availability
Where you can use direct debit
| Plugin | Availability | More |
|---|---|---|
| WooCommerce Premium | Included | View plugin |
| WooCommerce Lite | Not available | View plugin |
| Redsys for PrestaShop | Not available | View plugin |
| Cafetito | Not available | — |
Key features
What's included
- SEPA direct debit via Redsys
- Downloadable debit file from terminal admin
- Batch processing via online banking
- Compatible with the WooCommerce block checkout
Technical requirements
A Redsys contract with direct debit enabled. Access to online banking for file upload.
FAQ
Direct debit questions
The customer authorizes at checkout, you download a file from the Redsys terminal admin, then upload it to your bank's online portal to execute the debits.
The workflow supports recurring debits, but it requires manual file download and upload for each batch. For fully automated subscriptions, consider tokenized card payments.
Direct debit via Redsys is available in WooCommerce Redsys Gateway Premium and requires a Redsys contract with direct debit enabled.
Related
Related payment methods
Free for nonprofits
Apply for a free license
José Conti provides premium payment gateway plugins completely free, with lifetime support, for legally registered nonprofit organizations. If you run a nonprofit and need to accept payments through Redsys, apply for a free license.
Get Direct Debit
SEPA direct debits through your Redsys terminal, ideal for recurring billing.